If You Were A Pop Star, What Insurance Would You Take Out?
Famous pop stars are rich enough to afford the things that most of
us can only dream about. Money is usually no object for the
mega-rich star. While average people fret about the cost of
insurance premiums, pop stars have the financial means to get any
kind of insurance they want. Pop stars need to protect their
mansions, expensive cars, designer jewellery and private planes from
theft and would-be robbers. The following are some of the types of
coverage a pop star might go for.
Convicted Drivers' Insurance
sadly, pop stars are highly likely to have motoring convictions;
or even disqualifications. A combination of much money to spend,
parties and the usual temptations that they attract mean that the
risk of them committing driving offences is very high. Since they
are well paid the cost of their premiums may not bother them greatly
though, and they can always apply for cheap convicted drivers
Impounded car insurance
Pop stars are busy people so when their car insurance renewals
are due they often forget about it and become uninsured. They still
drive, get caught and their cars are seized by the police and put in
a pound. They need impounded car insurance, from
This is probably the first type of coverage a pop star will need. A
house full of priceless antiques and original paintings can be
highly coveted by thieves. Closets will be full of expensive
designer clothes. A pop star may even have a safe full of money and
jewelry hidden somewhere in the house.
Accidental injury protection is also a good idea. Not for the pop
star, but for the fans that do daring athletic stunts trying to get
a glimpse of the star at home. Fans have been known to climb trees,
scale fences, burrow under gates and hop down from privacy walls
that are taller than Mount Everest. Fans have even attempted
climbing down chimneys to get into a celebrity's home.
We all know how pampered and spoiled celebrity pets can be. Famous
pets can be seen wearing the latest couture fashion, getting their
nails done, wearing perfume and sporting gem-encrusted collars. Pet
insurance is a must for any rich and famous pop-pet. Insurance of
this type also includes setting up a trust fund for them and
including them as beneficiaries of any will.
Health and Dental Insurance
Pop stars often live life in the fast lane. Smoking, drinking, drugs
and all-night parties can take a toll on health and make having
health coverage important. Stars also enjoy having their own private
physician that is good at keeping secrets. Celebrities also have to
have perfect teeth. Good dental insurance insures a pop star will
keep a dazzling smile throughout their career.
Yacht and Plane Insurance
Thinking about all the material things a pop star may own in the way
of private transportation is mind-boggling. Once a certain level of
fame is reached, stars begin to travel in their own private
limousines, boats and airplanes. They also collect things on a grand
scale and may have a large fleet of expensive automobiles,
motorcycles and other toys.
Body protection can mean hiring an entourage of personal body guards
to fend off huge crowds of fans. Being surrounded by large, muscular
security guards keeps a wall of protection available around the
celebrity. Music stars can find themselves being attacked by
groupies who have no problem tearing off clothes and jewelry just to
get a souvenir.
Pop stars that use their physical attributes as one of the main
attractions of the show have their body parts insured. Madonna has
insurance for her breasts. Rod Stewart and Bruce Springsteen insure
their voices. Gene Simmons has coverage on his famous tongue. If you
were a pop star, what insurance would you take out?